Le ch\u00e8que impay\u00e9<\/a> est donc un ch\u00e8que rejet\u00e9 par votre banque, bien que la somme ait \u00e9t\u00e9 cr\u00e9dit\u00e9e quelques jours auparavant…<\/p>\nC’est pourquoi il vaut mieux attendre un quinzaine de jours avant de d\u00e9penser l’argent tout neuf envoy\u00e9 par votre client (en contrepartie de votre chef d’oeuvre fabriqu\u00e9 \u00e0 la sueur de votre front). <\/p>\n
Il y a actuellement une soci\u00e9t\u00e9 de production outre-Manche qui commande des musiques aux talentueux compositeurs fran\u00e7ais.
\nAu moment de payer, ce client vous envoie un ch\u00e8que dont le montant est largement sup\u00e9rieur \u00e0 ce qui \u00e9tait pr\u00e9vu (jusqu’\u00e0 10 fois le cachet initialement d\u00e9cid\u00e9).
\nChouette, c’est toujours agr\u00e9able d’avoir des sous sur son compte, alors autant encaisser ce ch\u00e8que g\u00e9n\u00e9reux et attendre de voir ce qui se passe.<\/p>\n
2 jours plus tard, tandis que cette belle somme appara\u00eet noir sur blanc sur votre compte cr\u00e9diteur, le client vous rappelle en s’excusant d’avoir un comptable distrait (pour ne pas dire bigleux), puis vous demande si vous auriez l\u2019amabilit\u00e9 de lui rembourser la diff\u00e9rence… si possible rapidement et par virement via Internet. <\/p>\n
On se doute de la fin de l’histoire, le ch\u00e8que est sans provision, il reviendra impay\u00e9 dans une semaine et votre cr\u00e9dit dispara\u00eetra. H\u00e9las, si vous avez rembours\u00e9 la diff\u00e9rence entre temps, c’est pour votre pomme…<\/p>\n","protected":false},"excerpt":{"rendered":"
Une alerte signal\u00e9e par J\u00e9r\u00e9my, un coll\u00e8gue compositeur qui a failli \u00eatre victime d’une arnaque au ch\u00e8que sans provision (sauv\u00e9 de justesse par son banquier). Lorsque nous recevons un ch\u00e8que d’un client et que nous l’encaissons, nous pouvons constater rapidement que la somme a bien \u00e9t\u00e9 \u00ab\u00a0cr\u00e9dit\u00e9e\u00a0\u00bb sur notre compte (Yes !). Et pourtant, rien […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[3],"tags":[],"class_list":["post-433","post","type-post","status-publish","format-standard","hentry","category-le-statut-du-compositeur"],"_links":{"self":[{"href":"https:\/\/www.compositeur-arrangeur.com\/blog\/wp-json\/wp\/v2\/posts\/433","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.compositeur-arrangeur.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.compositeur-arrangeur.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.compositeur-arrangeur.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.compositeur-arrangeur.com\/blog\/wp-json\/wp\/v2\/comments?post=433"}],"version-history":[{"count":0,"href":"https:\/\/www.compositeur-arrangeur.com\/blog\/wp-json\/wp\/v2\/posts\/433\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.compositeur-arrangeur.com\/blog\/wp-json\/wp\/v2\/media?parent=433"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.compositeur-arrangeur.com\/blog\/wp-json\/wp\/v2\/categories?post=433"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.compositeur-arrangeur.com\/blog\/wp-json\/wp\/v2\/tags?post=433"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}